Most of us mean to sort our will. Life gets in the way. I make it easy to get your estate planning in place, so your family knows exactly what to do when it matters most.
Nearly half of all adults in the UK don't have a will. Most of them mean to get it done. The problem is that it feels complicated, uncomfortable to think about, and easy to put off. Until it isn't.
Without a will, the government decides what happens to your estate. It may not go to the people you'd choose, and the process can be stressful and expensive for your family.
If you were to lose capacity through illness or injury, your family would have to apply to the Court of Protection to manage your affairs. That process takes around 9 months and costs over £3,000.
Without the right structure in place, more of your estate could go to HMRC in inheritance tax than necessary. With careful planning, that can often be reduced or avoided.
When someone passes without a clear plan, it falls to the people left behind to untangle it. That's a lot to ask of people who are already grieving.
Two short videos that explain what no will actually means in practice, and what Squiggle Consult can do for you and your family.
No Will? Who Decides? - Graham Hughes
About Squiggle Consult - Who We Are
Every service is delivered with a personal conversation, plain English advice, and the time to get it right for your situation. No forms sent through the post and forgotten about.
A legally valid will that reflects your wishes and protects the people you love. We cover everything from straightforward wills to more complex family situations. Available in England, Wales and Scotland.
Appoint someone you trust to make decisions on your behalf if you ever lose capacity. Covers both your health and welfare, and your property and financial affairs. One of the most important documents you will ever put in place.
Protect your assets for the people who matter. Whether that's keeping wealth in the family bloodline, protecting against inheritance tax, or making sure children or vulnerable dependants are provided for properly.
Dealing with an estate after a death is rarely straightforward. We take the weight off the family's shoulders, handling the full probate process or working alongside executors to reduce the burden where it matters most.
Inheritance tax is often described as a voluntary tax, because with the right planning, it can frequently be reduced or avoided. I help you understand your exposure and what can be done about it.
Already have a will or LPA in place? It may be out of date. Life changes, legislation changes, and what worked five years ago may not reflect your situation today. A review takes less time than you think.
I'm Graham Hughes, a Will and Estate Planner with Squiggle Consult, a certified B Corp estate planning firm that has been helping families across the UK for over eight years.
Before moving into estate planning, I spent more than 25 years in financial services, including senior management roles. That background means I understand how wealth is built and what it takes to protect it properly. It also means I know how to have straight, practical conversations about money and planning without making people feel overwhelmed.
I'm based in South Liverpool and work with clients across Merseyside and throughout the UK via video call. My approach is simple: I listen first, explain clearly, and make sure you leave every conversation with more clarity than when you started.
There's no pressure. No complicated forms pushed through the post and forgotten about. Just a proper conversation about what matters to you and your family, and a clear plan to protect it.
Most clients complete their estate planning in one meeting. Here's what the process looks like from your first contact to having everything signed and stored.
Complete the short online questionnaire. It takes about 3 minutes and tells us both where you stand.
We talk through your situation, your wishes, and what's right for you. No pressure, no obligation.
I put together a clear recommendation tailored to you. 90% of clients agree and move forward in the same meeting.
Your documents are drafted and sent to you to review. We talk through anything you're unsure about.
Once signed and witnessed, your documents are safely stored. Job done. Peace of mind secured.
We don't use complicated language or make people feel rushed. We just help people get organised and feel better about the future.
"A professional service which was explained in a clear and easily understood way."
"Very prompt attendance with extremely well presented information. All our questions were fully answered in a patient and understandable way. We have no hesitation in recommending this service."
"Explained everything in clear English, not using any technical legal jargon. He explained the next steps and the time lengths we would expect. Arrived on time for the appointment."
"Made the whole process feel easy and understandable. It took just under an hour to deal with our needs regarding the updating of our respective wills."
"Very impressive. Very professional and made everything easy to understand."
"Very friendly, extremely informative and helpful in advising us on our Wills and Lasting Powers of Attorney. We would certainly use this service again."
Choose the option that feels right for where you are right now. Both are free. Neither involves any pressure or commitment.
Answer a few short questions about your current situation and what matters most to you. I'll send you a personalised summary with plain English information tailored to your answers.
Start the Check-UpA dedicated short questionnaire specifically around Lasting Powers of Attorney. Find out whether you and your family are properly protected if the unexpected happens. Sign up to be notified when it launches.
Notify Me When LiveOr if you're ready to book a conversation directly:
Have a question or just want to understand your options? Book a relaxed, no-pressure call. No sales pitch. Just a conversation.
Book a Discovery CallReady to get everything in place? Book a full 2-hour consultation. Most clients leave with everything agreed and in progress.
Book a ConsultationPlain English answers. No jargon. If your question isn't here, just get in touch.